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Sunday, October 26, 2014

What is UToken?


UToken is no longer a stranger medium in the current digital era as it is blazoned over 25 countries and more to expand. UTokens are issued by “UToken Reserve Limited” a group of established international body representative from the Internet Technology, Business, Banking, Investors and Networking Industries.
Globally Barter Exchange
It’s a digital medium of exchange which you can use globally and with the advantage of Internet. Compare to other alternatives, this unique platform has number of advantages; Usage it as medium of barter for exchange, Investment Growth Opportunity, Payment Method, Transfer your UToken to any interested party, Present your UToken as a gift, Charity to the Welfare Organization and many more in near future. iconWhat is UToken Reserve
UToken are issued by ‘UToken Reserve Limited’. With its independent international Board members consist of bankers and professionals, UToken committed to grow its Capital Adequacy Ratio(CAR) with structured investment of prudent management.
For every UToken issued to the market, 22% of the value will be pegged by UToken Reserve Ltd as the capital adequacy ratio to form reserve liquidity conforming to BASEL guidelines. UToken reserve is deposited in a trust bank where it is fully insured by ‘Grade A’ Insurance. Co. Trust bank will maintain deposit on behalf of UToken Reserve. Thus, creating a safe record for receipt keeping which will allow for credit financing.
iconAdvantages and Benefits of UToken

The value of UToken is determined on the financial markets by adopting centralized fractional reserve banking method
UToken is not a crypto currency as you cannot dig up UTokens from a computer server.
Eliminate the Cash Transaction and lowers the risk of crime
Ease your worry about the Economy Inflation
No boundary and limit to the access of Internet Finance
You can chose to treat UToken as your active or even passive income upon your convenience
Lower Return when you deposit your cash into traditional bank; higher return comparably when you possess Tokens that are held by the Information Technology Sector
Allows Trading to takes place (Buy & Sell)
Centralized system that assures smart movement track
High security log in and usage
Protects the Privacy and Interest of UToken User according to our policy
High collective of international networking base across 25 countries
You will be able to digitally transfer UToken to other interested party that owns an account with utokens.com
Present your UToken as a gift to even public members
An accepted mode of Charity Welfare(only selected listed charity organization)
Diversified Investment Growth Opportunity
An improve regulatory framework that will be widely accepted by merchants around the world

Wednesday, November 20, 2013

8 Things To Do Before Starting a Business

Thinking about chucking your job and going to work for yourself? Starting your own business can be both exhilarating and scary. Here are eight tips to make it go as smoothly as possible.
1. Try it on the side first. Rather than ditching your job, setting up shop for yourself and just hoping that the clients come, try out your business idea on the side first - while you keep your day job. This way, you can test out the market and wait to see if it takes off before you give up a steady paycheck. If you build up enough of a client base, you can quit your job with more confidence. And if you don't, you'll probably be glad that you waited.
2. Understand the difference between an independent contractor and an employee.As an employee, your employer can control when, where and how you work. As an independent contractor, the IRS puts restrictions on how much control your clients can exert over those factors. You want to make sure that you're adhering to the regulations for your new classification. And speaking of the IRS?
3. Talk to an accountant. As an independent contractor, you'll be responsible for paying your own payroll taxes (which previously your employer paid for you). You'll also probably be able to write off more expenses. It's worth investing in an initial consultation with an accountant to make sure that you understand how your taxes will work now that you're on your own, and to make sure that you're taking advantage of any write-offs now legally available to you.
4. Be prepared for lean times. Freelancers tend to have ebbs and flows in their income and sometimes go long periods without checks coming in. Make sure that you have enough savings to cover you when money isn't coming in or in case a client is late in paying (which happens more than you might think).
5. Know how to set your rates. Figuring out how much to charge is one of the most stressful and confusing elements for new freelancers. What if you set your rates too low and deprive yourself of additional income you could earn? Or what if you set them too high and drive away business? To confuse matters further, you can't even base your rates on your previous salary, because contractors typically charge more than employees (since employees also receive benefits and have the stability of a steady paycheck). You'll need to research the market you're entering and talk to others in your field to price your services, and even then you might always worry about whether you found the sweet spot.
6. Take advantage of free online resources for freelancers. You can find all sorts of tools for freelancers online, from invoice templates to time trackers to project management tools to discussion boards where you can pick the brains of other freelancers. Don't overlook this huge wealth of resources.
7. Know how to market yourself, or be willing to hire someone to do it for you.You might be fantastic at the service you're selling, but that won't be enough. You'll also need a plan to find and pitch yourself to potential clients. No matter how great your product or service, you don't really have a business at all if you don't have a plan to get clients.
8. Stick to a schedule, even if you don't need to. Your business might not require working the same fixed schedule as you needed when you worked for someone else's company, but most freelancers are well served by creating a work schedule for themselves anyway. Otherwise, if you take too much advantage of your flexibility in hours, you can find yourself at the end of the week (or the month) without much work done.
Alison Green writes the popular Ask a Manager blog, where she dispenses advice on career, job search, and management issues.
She's also the co-author of Managing to Change the World: The Nonprofit Manager's Guide to Getting Results, and former chief of staff of a successful nonprofit organization, where she oversaw day-to-day staff management, hiring, firing, and employee development.

Thursday, October 17, 2013

Cash Blurbs Formula - Free Traffic Generation

Just came across this wonderful product that helps bring traffic to your sites. <Click here>
  • An Automated FREE Traffic Generating Strategy
  • More Clicks, Resulting In More Exposure For Your Website
  • Your Links Can Go Viral Via Facebook And Twitter
  • Heaps Of Social Signals – GOOD FOR SEO!
  • Saving Loads Of Money Spent On Useless Advertising
  • Backlinks on a well-established site getting 50k visitors a month
  • A True Set It And Forget It System.
The CashBlurbs Formula is an ingenious way to FORCE other people to share your content, affiliate offers, or website on their Facebook and Twitter profiles and pages – ON COMPLETE AUTO PILOT. You see… By leveraging the power of the website CashBlurbs.com and completely automating the user-end, we’ve stumbled upon this amazing formula. A formula that’s capable of making both your links and the links on your list go viral, and get FREE socially engaged traffic to your website(s)! The FE product comes with high quality revealing videos, instruction videos, a instruction PDF, bonus PDFs, and of course the software that automates the process… Turning it into a traffic pulling machine that’s working 24/7 with only 5 minutes of setting things up.

Wednesday, August 28, 2013

Facebook Ads: How to Get 1 Cent CPC (and why you might not want to)

I’ve read more than a few places that it’s possible to get dirt cheap cost per clicks (CPC) using Facebook advertising. However, my experience until then had proved otherwise. I had never been able to do better than $0.25 CPC on Facebook, which simply is not cost effective for a bootstrapped startup like ours.
But the promise of cheap advertising convinced us to keep trying. A little research, a little testing, and a lot of patience later has led us to the promise land:

We achieved the elusive single penny clicks!
Alas, not all that glitters is gold. So I’ll explain how we achieved 1 cent CPC, how you can do it, and why you might not even want to.
1. Broad demographics, narrow interests
To start, when choosing the target for your Facebook Ad, you are given numerous geo-targeting options. However, unless you have a product that can only be used in a certain state or country, your best approach will be to select the broadest range of demographics that apply, and then target the ad based on specific interests.
For demographics, we chose all English speakers over the age of 24 (sorry, teen moms!).
For interests, we targeted based on any baby or child related term we could: motherhood, playing with my kids, playing with my sons, children’s books, you get the idea. 
We chose over 100 terms in total, which put our estimated reach at 14 million people.

2. Photo, photo, photo!
Let’s get started on how to construct an effective ad.
The first and most important aspect (by far!) of your Facebook ad is the photo you use. But what makes a clickable photo?
All of my research on Facebook ads pointed to the same definition of clickable photo: “shows cleavage.” It seems rather vacuous that Facebook users don’t notice the text of an ad much, but both men and women are apt to notice an attractive woman’s chest.
However, we run a site for parents; showing an inappropriate photo in our ads would damage our brand. So we had to consider how to create a clickable photo that was still relevant to our audience. Our idea was to balance attractiveness with tastefulness by using celebrity moms and their kids. Finding several celebrity+baby photos, here are the ads we created for our first test:
Quiz time: Can you guess which ad had the best and worst click through rate (CTR)?
Here are the results:
  • B - 0.086%
  • A - 0.055%
  • C - 0.043%
  • D - 0.025%
What’s notable here? First, people were clicking on the celebrity’s photos at a decent rate (average ad on Facebook has 0.051% CTR), but Ad B, which had the least recognizable celebrity, did significantly better.
Our CPC bid for these ads was $0.30, and our average CPC was $0.25.
Note: until you prove to Facebook your ads perform well, you cannot short-change them with low CPC bids. Facebook won’t run your ad in widespread circulation until you prove they can make money off of you!

3. To lower your CPC, raise your CTR
A lot of acronyms, I know. But the big key to getting cheap clicks is this really simple concept: the better your click through rate (CTR) is, the lower cost per click (CPC) you can achieve.
The reason is because Facebook is trying to maximize their revenue while also maximizing their users’ satisfaction. Ads that get clicked on often mean their users are finding something they like (satisfaction). And if they are clicking more often, Facebook is making more efficient use of their page views (revenue), and thus can afford to charge you less per click.
Since our CPC from round 1 was much too high, we needed to lower it by raising our CTR.

4. More Cowbell!
And by cowbell, I mean clickable-ness. Examining the results of our first round, and our research of what makes a photo clickable, we experimented with a new version. This one took our best performing ad (Ad B) from round 1, and zoomed in further to put more focus on the baby and the, ahem, clickable-ness. Then we lowered our CPC bid to $0.10. Take a look:
How’d it do? Well, the click through rate doubled to a phenomenal 0.15% (triple Facebook’s average) and sure enough, the CPC went down to $0.08!
Once you achieve a high CTR, you can start dropping your bid to try to squeeze a better deal out of Facebook. We found that at a $0.06 bid we were still getting placement and clicks!

5. Analyze, Rinse, Repeat
We had picked all the low hanging fruit to achieve a very good CPC of 6 cents, but that was still 6 times more expensive than our goal of a penny per click. 
The next step to lowering your CPC is by super targeting. Remember, we originally targeted broadly on demographics and narrowly on interests. After running your ad, Facebook provides you demographic data so you can see which countries, ages, and genders are clicking your ads and at what rate. That way, you can stop damaging your CTR by not showing your ad to people who never click. And the higher the CTR, the lower you can get your CPC.
Here’s our demographics report for the “more cowbell” ad:
Fascinating stuff. What we learned:
  • Old Middle-aged people (over 44) don’t click on the ad at all.
  • Muslim countries clicked at an incredible rate. Pakistan and Egypt provided CTRs of 0.23%!
We then ran a new version of the same ad, targeting just muslim countries, and people aged 18-44. We began our bid at 4 cents, and as we started to earn impressions and clicks, we dropped it penny… by… penny… until…

All that glitters ain’t gold
While we did in fact reach our goal of 1 cent CPC, we realized that we lost sight of the forest through the trees.
We’re a business, and as such, we want (no, need) to make money. 
Our final ad, costing us just 1 cent per click, was not coincidentally targeting some of the poorest countries in the world. How many people in Pakistan are going to pay for a Premium Moment Garden account, or buy $50 photo books of their child, when their average monthly income is just $41?
So while we did indeed find gold in our quest for penny clicks, we quickly realized we were chasing fools’ gold trying to reach it.

Lessons Learned
We did learn a tremendous amount from our Facebook Ad experimentation. While you may not be able to get much value out of 1 cent CPC, all the above techniques can be applied to drive down your CPC within the market you ought to be targeting. Just be sure you’ve identified who that market is, and aren’t spending your precious cash showing your ad to people who don’t need, or can’t afford, your product.
In addition, here are some “secrets” we learned along the way:
  • Many people recommend switching to cost per impression (CPM) bids once you drive down your CPC. We tried this as well, but what we found is that it results in much lower CTR, and subsequently higher CPC. The reason? If Facebook knows it’s getting your money as long as it shows your ad (whether or not anybody clicks on it), it’ll show your ad lower on the page. That way it can milk higher CTR from ads with CPC bids by putting them at the top of the same page, and still get just as much money from your CPM bid at the same time. That’s my theory, at least. Sneaky.
  • Likewise, as we lowered our CPC bid from 3 cents to 2 cents down to 1 cent, we saw a drop-off in CTR. Why would the same ad perform differently based on your bid? I’m guessing for the same reason as above - Facebook decides to put your ad lower on the page to fill inventory, while showing a more lucrative ad near the top.
  • Ultimately, what matters from ads is your conversion rate. How many of those clicks turn into users. We tracked this data and found that for our first $37 in Facebook Ads, we got 442 clicks and 58 new users from Facebook. That works out to a 13% conversion rate, and a user acquisition cost of $0.64.
  • Not surprisingly, people coming to our site from Facebook were much more apt to click the Facebook “like” button on our homepage than an average visitor. Out of those 442 clicks, we got 43 new “likes.”
  • Step 5 above requires access to your demographics’ CTR data, so you’ll know which demographics are clicking the most often. While you can access much of the demographics data via Facebook reports within a day of starting your ads, the CTR column was missing for us. It took about a week for that data to show up in the reports! Just keep this in mind if you’re wondering where that column is, like we were.
We hope you learned a bit from our experiences, and that you can apply some of this knowledge to your own Facebook Ads.
If you have any questions, leave a comment below. 

Saturday, July 27, 2013

Make A Few Extra Dollars Online

THE PLAN:

1. Find an affiliate program with products
- create a clickbank account or find another affiliate program with products to sell. Amazon,Commission junction and so on. The products can be digital OR physical products. I like the physical products because they're usually high ticket items and give big commissions. Get your affiliate link you will need it.


2. buy a domain name
- go to google and enter in your niche.. If I wanted to sell dog food, I would type in dog food! With the results, I would then try to come up with a domain that matches the "keywords" dog food so that it sounds relevant to your product.Once you find a good domain, buy it.


3. Build a landing page
- create a simple html page with an optin on it (a squeeze page) to collect contacts OR a page that has a few amazon/cj/clickbank products on them with your affiliate link plugged in. Make your page relevant to your niche and domain!


BRINGING IT ALL TOGETHER:

To make this work, you will need traffic. Not a LOT of traffic but a little bit of REALLY targeted and FREE traffic :)

To obtain your free traffic, there are a few things you can do and to start out I would go to craigslist and post whatever product your promoting as for sale in your city/town/state WITH THE LINK TO YOUR PAGE! You could even reply to people that posted on there looking for your product!

THEN..

I would go to google and again search for my niche "dog food" and type in something like "whats a good dog food?" you will see tons of results with people asking that question! REPLY to them/comment them the link to your page!!!!!

The second part there, you would need to come up with something catchy like:

Hi! I feed my dogs nothing but the best and so far the Pedigree is doing amazing things for my dogs coat! I get mine online here [LINK TO YOUR PAGE]

DUPLICATION:

Of course the more you duplicate posting your link on ads and forums, blogs, answers etc the more traffic and commissions you are going to make. You can take this model and duplicate it OVER AND OVER for ANY niche/product and it will always work!

Well, that's it for now, I hope you take my word for it and try this method out sometime because it's a winner in my book of ways to catch some extra income without spending a lot of time or your own money.

Take care and go take action!

P.S  - I wouldn't spend more than 20 bucks on the method I described above. If you can't do html, there are TONS of free templates out there you can use or you can find someone cheap on CL or fiver.

Tuesday, July 9, 2013